Flexible Financing Options

Finance your dream jewelry today

Get a decision in seconds with no impact to your credit score before you apply. Flexible plans from 0% APR.

See if you pre-qualify
Apply now with Affirm Proceed with your credit application
Yuga Diamonds Credit Card
🔒256-bit SSL Secure

⚡Instant Decision

✦No Credit Score Impact

◎0% APR Available

✓FDIC Member Bank
Simple & Transparent

How it works

1

Add to Cart

Browse our lab-grown diamond jewelry and add your favourite pieces to your shopping cart.

2

Secure Checkout

At checkout, select Yuga Diamonds Credit Card as your preferred payment option.

3

Apply for Financing

Complete a quick application for the Yuga Diamonds Credit Card — it only takes a few minutes.

4

Order Complete

If approved, use your issued card number to complete your purchase and enjoy your jewelry.


Affirm Financing

Choose up to 24 monthly payments, from 0% APR financing.

We offer flexible payment plans of 6, 12, or 24 months on our lab-grown diamond jewelry, making luxury more accessible. Rates from 0–36% APR based on creditworthiness.

6 Months Short-term, interest-free
0% APR
Most Popular
12 Months Best value, interest-free
0% APR
24 Months Extended, low monthly payments
Low APR

Example: a $2,000 purchase at 15% APR over 36 months ≈ $69.57/mo. Subject to credit approval.

Get Started

Ready to Apply?

To complete your application, please have the following information ready:

  • Full Legal Name
  • Date of Birth
  • Social Security Number
  • Mobile Phone Number
  • Email Address
Proceed with your credit application

Have questions?
We’re here to help.

Our team is available Monday–Saturday, 10am–6pm CT to assist with any financing questions.

✆ +1 908-247-3519 ✉ sales@yugadiamonds.com

We typically respond within one business day. For urgent financing questions, please call us directly.

Ready to make your dream jewelry a reality?

Check your eligibility in seconds — no impact to your credit score.

See if you pre-qualify
Common Questions

Frequently Asked Questions

We offer flexible payment plans of 6, 12, or 24 months on our lab-grown diamond jewelry, making luxury more accessible.
Affirm financing is available for purchases of $50 or more on our lab-grown diamond jewelry and fine jewelry collections.
Once approved, you can complete your purchase immediately and receive your jewelry while making convenient monthly payments.
Yes, Affirm financing is available for our custom lab-grown diamond jewelry designs and all regular collections.
You can pay off your purchase early at any time with no prepayment penalties or additional fees.
Simply select Affirm at checkout for a quick application with an instant decision that won’t affect your credit score.

1 Subject to credit approval. Rates from 0–36% APR. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See affirm.com for details. Example payment of $69.57/mo is based on a $2,000 purchase financed over 36 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders.